Secure the scene
Turn on hazard lights, put on a high-vis vest, place the warning triangle — on the motorway about 200 m, in built-up areas 50 m behind the scene.
Keep a cool head. This checklist helps you act in the right order and protect your claims.
Turn on hazard lights, put on a high-vis vest, place the warning triangle — on the motorway about 200 m, in built-up areas 50 m behind the scene.
Provide first aid, dial the emergency number 112. Always call the police if anyone is injured.
If anyone is injured, with significant property damage, disputed fault, or unclear circumstances, dial 110.
Note the name, address, insurer, and licence plate of everyone involved. Take down contact details of any witnesses too.
The scene from several angles, damage on all vehicles, final positions, skid marks, traffic signs.
No admission of fault at the scene — not even out of politeness. Sort it out later with attorney and insurer.
You have the right to an independent appraiser of your choice — the opposing insurer pays the cost.
The attorney is also paid by the opposing side if the accident is not your fault. Legal-protection insurance is not required.
Call me directly. I can come to you or to the vehicle today.